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Freedom Mortgage Refinance Rates
Min. credit score: 600 · Min. equity: 20%
30-Year Refi
6.305%
APR 6.455%
15-Year Refi
5.555%
APR 5.705%
Cash-Out Refi
6.430%
APR 6.580%
Jumbo Refi
6.430%
APR 6.580%
VA IRRRL
5.555%
APR 5.705%
FHA Streamline
5.805%
APR 5.955%
vs. National Average
National Avg (30yr)
6.770%
Freedom Mortgage Difference
-0.465%
Freedom Mortgage Pros & Cons
Pros
- Competitive refinance rates
- Multiple loan types
- Nationwide availability
- Online application
Cons
- Terms vary by credit profile
- Closing costs apply
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Frequently Asked Questions
What is Freedom Mortgage's current refinance rate?+
Freedom Mortgage's current 30-year refi rate is 6.305%, 15-year is 5.555%, and cash-out rate is 6.43%. Rates may vary based on credit score and loan amount.
What credit score do I need to refinance with Freedom Mortgage?+
Freedom Mortgage requires a minimum credit score of 600 for most refinance products. Higher scores qualify for better rates.
Does Freedom Mortgage offer cash-out refinancing?+
Yes, Freedom Mortgage offers cash-out refinancing at 6.43% for qualified borrowers with at least 20% equity remaining after the refinance.