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Better Mortgage Refinance Rates
Min. credit score: 620 · Min. equity: 20%
30-Year Refi
6.305%
APR 6.455%
15-Year Refi
5.555%
APR 5.705%
Cash-Out Refi
6.555%
APR 6.705%
Jumbo Refi
6.430%
APR 6.580%
VA IRRRL
5.680%
APR 5.830%
FHA Streamline
5.930%
APR 6.080%
vs. National Average
National Avg (30yr)
6.880%
Better Mortgage Difference
-0.575%
Better Mortgage Pros & Cons
Pros
- 100% online process
- No origination fee
- Instant loan estimate
- Fast closings
Cons
- No physical branches
- Limited loan options
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Frequently Asked Questions
What is Better Mortgage's current refinance rate?+
Better Mortgage's current 30-year refi rate is 6.305%, 15-year is 5.555%, and cash-out rate is 6.555%. Rates may vary based on credit score and loan amount.
What credit score do I need to refinance with Better Mortgage?+
Better Mortgage requires a minimum credit score of 620 for most refinance products. Higher scores qualify for better rates.
Does Better Mortgage offer cash-out refinancing?+
Yes, Better Mortgage offers cash-out refinancing at 6.555% for qualified borrowers with at least 20% equity remaining after the refinance.