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Spring EQ Refinance Rates
Min. credit score: 680 · Min. equity: 10%
30-Year Refi
6.530%
APR 6.680%
15-Year Refi
5.805%
APR 5.955%
Cash-Out Refi
6.680%
APR 6.830%
Jumbo Refi
6.680%
APR 6.830%
VA IRRRL
5.930%
APR 6.080%
FHA Streamline
6.180%
APR 6.330%
vs. National Average
National Avg (30yr)
7.000%
Spring EQ Difference
-0.470%
Spring EQ Pros & Cons
Pros
- Competitive refinance rates
- Multiple loan types
- Nationwide availability
- Online application
Cons
- Terms vary by credit profile
- Closing costs apply
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Frequently Asked Questions
What is Spring EQ's current refinance rate?+
Spring EQ's current 30-year refi rate is 6.53%, 15-year is 5.805%, and cash-out rate is 6.68%. Rates may vary based on credit score and loan amount.
What credit score do I need to refinance with Spring EQ?+
Spring EQ requires a minimum credit score of 680 for most refinance products. Higher scores qualify for better rates.
Does Spring EQ offer cash-out refinancing?+
Yes, Spring EQ offers cash-out refinancing at 6.68% for qualified borrowers with at least 10% equity remaining after the refinance.