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AmeriSave Refinance Rates
Min. credit score: 620 · Min. equity: 20%
30-Year Refi
6.280%
APR 6.430%
15-Year Refi
5.530%
APR 5.680%
Cash-Out Refi
6.530%
APR 6.680%
Jumbo Refi
6.430%
APR 6.580%
VA IRRRL
5.680%
APR 5.830%
FHA Streamline
5.930%
APR 6.080%
vs. National Average
National Avg (30yr)
6.880%
AmeriSave Difference
-0.600%
AmeriSave Pros & Cons
Pros
- Competitive refinance rates
- Multiple loan types
- Nationwide availability
- Online application
Cons
- Terms vary by credit profile
- Closing costs apply
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Frequently Asked Questions
What is AmeriSave's current refinance rate?+
AmeriSave's current 30-year refi rate is 6.28%, 15-year is 5.53%, and cash-out rate is 6.53%. Rates may vary based on credit score and loan amount.
What credit score do I need to refinance with AmeriSave?+
AmeriSave requires a minimum credit score of 620 for most refinance products. Higher scores qualify for better rates.
Does AmeriSave offer cash-out refinancing?+
Yes, AmeriSave offers cash-out refinancing at 6.53% for qualified borrowers with at least 20% equity remaining after the refinance.