Compare Refinance Lenders
Side-by-side refi rate comparison from top U.S. lenders. Rates updated daily.
PennyMac
Min. credit: 620 · Min. equity: 20%
15yr Refi
5.430%
Cash-Out
6.505%
VA IRRRL
5.630%
FHA Streamline
5.880%
AmeriSave
Min. credit: 620 · Min. equity: 20%
15yr Refi
5.530%
Cash-Out
6.530%
VA IRRRL
5.680%
FHA Streamline
5.930%
Better Mortgage
Min. credit: 620 · Min. equity: 20%
15yr Refi
5.555%
Cash-Out
6.555%
VA IRRRL
5.680%
FHA Streamline
5.930%
SoFi
Min. credit: 660 · Min. equity: 20%
15yr Refi
5.555%
Cash-Out
6.555%
VA IRRRL
5.680%
FHA Streamline
5.930%
Freedom Mortgage
Min. credit: 600 · Min. equity: 20%
15yr Refi
5.555%
Cash-Out
6.430%
VA IRRRL
5.555%
FHA Streamline
5.805%
NewRez
Min. credit: 620 · Min. equity: 20%
15yr Refi
5.630%
Cash-Out
6.630%
VA IRRRL
5.755%
FHA Streamline
6.005%
CrossCountry Mortgage
Min. credit: 580 · Min. equity: 20%
15yr Refi
5.630%
Cash-Out
6.580%
VA IRRRL
5.730%
FHA Streamline
5.980%
Rocket Mortgage
Min. credit: 620 · Min. equity: 20%
15yr Refi
5.680%
Cash-Out
6.680%
VA IRRRL
5.805%
FHA Streamline
6.055%
LoanDepot
Min. credit: 620 · Min. equity: 15%
15yr Refi
5.680%
Cash-Out
6.680%
VA IRRRL
5.805%
FHA Streamline
6.055%
Rate (Guaranteed Rate)
Min. credit: 620 · Min. equity: 20%
15yr Refi
5.680%
Cash-Out
6.680%
VA IRRRL
5.805%
FHA Streamline
6.055%
Figure
Min. credit: 640 · Min. equity: 20%
15yr Refi
5.780%
Cash-Out
6.630%
VA IRRRL
5.880%
FHA Streamline
6.130%
Spring EQ
Min. credit: 680 · Min. equity: 10%
15yr Refi
5.805%
Cash-Out
6.680%
VA IRRRL
5.930%
FHA Streamline
6.180%