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NewRez Refinance Rates
Min. credit score: 620 · Min. equity: 20%
30-Year Refi
6.380%
APR 6.530%
15-Year Refi
5.630%
APR 5.780%
Cash-Out Refi
6.630%
APR 6.780%
Jumbo Refi
6.505%
APR 6.655%
VA IRRRL
5.755%
APR 5.905%
FHA Streamline
6.005%
APR 6.155%
vs. National Average
National Avg (30yr)
6.940%
NewRez Difference
-0.560%
NewRez Pros & Cons
Pros
- Competitive refinance rates
- Multiple loan types
- Nationwide availability
- Online application
Cons
- Terms vary by credit profile
- Closing costs apply
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Frequently Asked Questions
What is NewRez's current refinance rate?+
NewRez's current 30-year refi rate is 6.38%, 15-year is 5.63%, and cash-out rate is 6.63%. Rates may vary based on credit score and loan amount.
What credit score do I need to refinance with NewRez?+
NewRez requires a minimum credit score of 620 for most refinance products. Higher scores qualify for better rates.
Does NewRez offer cash-out refinancing?+
Yes, NewRez offers cash-out refinancing at 6.63% for qualified borrowers with at least 20% equity remaining after the refinance.