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Rocket Mortgage Refinance Rates
Min. credit score: 620 · Min. equity: 20%
30-Year Refi
6.420%
APR 6.570%
15-Year Refi
5.680%
APR 5.830%
Cash-Out Refi
6.680%
APR 6.830%
Jumbo Refi
6.555%
APR 6.705%
VA IRRRL
5.805%
APR 5.955%
FHA Streamline
6.055%
APR 6.205%
vs. National Average
National Avg (30yr)
6.840%
Rocket Mortgage Difference
-0.420%
Rocket Mortgage Pros & Cons
Pros
- Easy digital application
- Fast pre-approval
- Wide loan variety
- Strong customer support
Cons
- Rates may be higher than competitors
- Origination fees apply
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Frequently Asked Questions
What is Rocket Mortgage's current refinance rate?+
Rocket Mortgage's current 30-year refi rate is 6.42%, 15-year is 5.68%, and cash-out rate is 6.68%. Rates may vary based on credit score and loan amount.
What credit score do I need to refinance with Rocket Mortgage?+
Rocket Mortgage requires a minimum credit score of 620 for most refinance products. Higher scores qualify for better rates.
Does Rocket Mortgage offer cash-out refinancing?+
Yes, Rocket Mortgage offers cash-out refinancing at 6.68% for qualified borrowers with at least 20% equity remaining after the refinance.